About Us

Total Risk Advisors is a family-owned, full-service, independent insurance agency providing Texas with a broad range of financial services, including business insurance, employee benefits, personal insurance, and financial planning.

Total Risk Advisors, LLC is comprised of four distinctive divisions that work seamlessly to meet all our clients’ needs:

Business Insurance

Our Commercial Division handles all lines of business insurance, and we take pride in being a generalist that can handle the needs of the small business and middle market clients it serves. We have provided out clients with premiums as low as $300 for their business policies.

Personal Insurance

Our Personal Division covers personal auto insurance, homeowners insurance, personal umbrella insurance, recreational vehicles and more. We specialize in the needs of high-net-worth individuals and families, offering insurance as well as wealth planning and pre-need services.

Health Benefits

Our Employee Benefits Division has both group benefits and voluntary products available for employers throughout our region. We represent all the major carriers, understand the market, and help our clients work through the health insurance maze.

Life & Annuities

Our fourth division, Life & Annuities, specializes in helping you plan for retirement and protecting your heirs. Our wide selection of products can assist those just starting out as well as those who have a great deal of wealth to protect and pass on to family.

We invite you to become part of the Total Risk Advisors, LLC Insurance family.

Total Risk Advisors LLC is a Trusted Choice Agency and a member of the Independent Insurance Agents and Brokers of America (Texas) and the Professional Insurance Agents (PIA). We pride ourselves in GREAT customer service, we walk you through claim process and educate you on how to lower your exposure. We are deeply committed to the communities we serve and strive to be an integral part of our rich local culture. We take an active role through community organizations, and our leaders sit on multiple non-profit boards.


Total Risk Advisors, LLC Agents